The PayU-owned PayTech firm is ranked among the top 50 global leaders for its innovation and impact in retail banking security and analytics
Wibmo, a PayU company and a leading provider of payment security, acquiring and issuance platforms, has been ranked 41st in the prestigious Chartis Retail Banking Analytics 50 rankings for 2025. The recognition places Wibmo among an elite group of global technology providers shaping the future of retail banking analytics, security and digital decision-making.
The Chartis Retail Banking Analytics 50 is a widely respected industry benchmark that evaluates solution providers serving the global retail banking ecosystem. The assessment examines companies across five critical dimensions: the breadth and coverage of analytical solutions, market impact, computational and infrastructure capabilities, strategic alignment with banking needs, and innovation in analytical environments. Wibmo’s inclusion reflects its strong performance across these parameters and its growing influence in the global banking technology landscape.
The evaluation reviewed vendors operating across key functional areas such as retail credit analytics, fraud and risk management, customer behaviour analysis, AI-driven decisioning and financial optimisation. Wibmo’s ranking highlights its ability to deliver advanced analytics and security solutions that address the increasingly complex requirements of digital-first banking institutions. Today, the company works with more than 200 banks across over 30 countries, underscoring the global relevance of its platforms.
Commenting on the recognition, Shailesh Paul, CEO of Wibmo, said the ranking reinforces the company’s long-standing focus on understanding real-world banking challenges. He noted that Wibmo’s approach centres on enhancing trust, simplifying digital experiences and strengthening security frameworks for its partners. According to him, being recognised among the world’s top 50 providers validates the company’s commitment to building technology that helps banks grow, innovate and better serve their customers. As digitisation and artificial intelligence become deeply embedded in financial services, Wibmo aims to continue co-creating secure and reliable solutions for complex payment ecosystems.
One of Wibmo’s key strengths highlighted in the ranking is its advanced analytics infrastructure. The company has developed robust computational frameworks capable of supporting machine learning, statistical modelling and real-time decisioning. These capabilities enable banks to process large volumes of data efficiently while maintaining high standards of performance, accuracy and security.
Innovation in banking solutions is another area where Wibmo demonstrated strong performance. Its next-generation analytical platforms are designed to address challenges across payment security, fraud prevention, intelligent decisioning and operational efficiency. By combining analytics with deep domain expertise in payments, Wibmo enables financial institutions to respond proactively to evolving threats and customer expectations.
The evaluation also recognised Wibmo’s strategic market positioning. The company’s technology capabilities are closely aligned with the needs of modern retail banks, particularly as institutions navigate rapid digital adoption, regulatory complexity and rising fraud risks. Wibmo’s comprehensive platform coverage spans multiple aspects of banking operations, from authentication and fraud management to analytics-driven growth and optimisation, allowing banks to rely on a unified technology ecosystem rather than fragmented tools.
The retail banking analytics market is highly competitive and continues to evolve rapidly. Financial institutions increasingly demand sophisticated platforms that can support real-time fraud detection, personalised customer engagement and data-driven decision-making at scale. In this environment, banks are seeking partners that can deliver integrated analytics solutions capable of handling multiple use cases within a single, secure infrastructure.
Wibmo’s recognition comes at a time when investment in advanced analytics is a strategic priority for retail banks worldwide. The company’s solutions help institutions leverage data insights to improve credit decisioning, enhance fraud detection, optimise pricing strategies and refine customer acquisition and retention efforts. By enabling smarter use of data, Wibmo supports banks in improving both customer experience and operational efficiency.
The Chartis ranking methodology is known for its rigour, placing emphasis on foundational innovation, platform depth, decisioning sophistication and ecosystem integration. Vendors are assessed not only on individual capabilities but also on their ability to deliver comprehensive, scalable solutions that advance the overall retail banking analytics industry.
As a global full-stack PayTech company, Wibmo operates across India, the United States and Indonesia. In addition to being India’s largest authentication service provider in one of the world’s most advanced digital payments markets, the company offers fraud and risk management solutions, digital financial services, prepaid products and merchant-acquiring services.
Wibmo’s placement in the Chartis Retail Banking Analytics 50 rankings for 2025 reinforces its position as a trusted technology partner for banks navigating the complexities of digital transformation. The recognition reflects the company’s continued focus on innovation, security and analytics-driven growth in an increasingly data-centric financial services environment.
