PayU Secures Integrated RBI Approval, Unlocks a New Era of Unified Payments

With a landmark authorization from the Reserve Bank of India, PayU advances its ambition to become India’s most trusted full-stack payments partner—online, offline, and across borders.

PayU has crossed an important regulatory threshold. The fintech major has received integrated authorization from the Reserve Bank of India (RBI) to operate as a Payment Aggregator across online, offline, and cross-border transactions. Granted under the Payment and Settlement Systems (PSS) Act, the approval positions PayU to deliver seamless payment acceptance, settlements, and cross-border solutions on a unified, compliant, and secure platform.

It is a significant moment for a company that has long championed transparent, technology-led digital payments in India. And it arrives at a time when the payments landscape is maturing rapidly—where merchants need fewer intermediaries, stronger compliance, and smooth customer journeys across every touchpoint.

“We are honored to receive the Reserve Bank of India’s continued trust and authorization to operate as a Cross-Border (Both Inward & Outward) Payment Aggregator, in addition to online and offline PA. This milestone reinforces our commitment to building a resilient and innovation-driven payments ecosystem, enabling us to offer secure, transparent, and customer-first payment solutions, including seamless omni-channel experiences for merchants of all sizes,” a PayU spokesperson said.

The statement reflects the company’s steady focus: building a payments ecosystem that works effortlessly for everyone—from large enterprises to emerging digital businesses. With this approval, PayU now has the regulatory clarity and operational breadth to support merchants in a unified way, eliminating fragmentation and simplifying digital acceptance.

For years, PayU has been known for its strong technology stack and reliability. More than 4.5 lakh businesses rely on the platform’s ability to deliver high success rates, intuitive checkout flows, and flexible integrations. The company supports over 100+ payment methods, spanning cards, net banking, UPI, QR, wallets, EMIs, and an expanding affordability suite that includes both card-based and cardless EMIs.

This breadth has given PayU an advantageous foothold in India’s fast-growing digital commerce sector. The new RBI authorization strengthens that position further—especially its cross-border mandate. Merchants engaging in global commerce, exporters, digital-first entrepreneurs, and D2C brands increasingly require compliant inward and outward remittance options that don’t add complexity to operations. PayU’s integrated role aims to streamline exactly that.

About PayU
Supported by Prosus, PayU operates regulated businesses under the Reserve Bank of India and provides advanced payment and financial solutions to merchants, banks, and consumers. Its mission has consistently been to deliver secure, high-performing digital payment experiences through cutting-edge technology and a merchant-first philosophy.

With this new regulatory approval, PayU is poised to deepen its footprint in India’s payments ecosystem—unifying online, offline, and global commerce under one trusted digital framework.